In this post from last September, I lamented MY county’s making its way to the Federal Tit after a minor hurrican blew thru here and tore-up some tress, power lines, houses…and began to ask myself why I pay for insurance on my house? Fast-forward to today…we had a few tornados blow across some states…and there was my wonderful, compassionately-conservative president Bush telling them to be not dismayed, but to be of good cheer…for the Feds are coming!
That is why I will be voting for Ron Paul in the Texas Republican primary on March 4th. He would let me decide whether or not I wish to purchase insurance on my house, rather than tax me so that the Feds can help my sorry ass if I get in a bind because of my own stupidity in not planning for an uncertain future.
I still have a mortgage on the house, which stipulates that I shall carry sufficient structural insurance on it or that they will purchase it for me and send me the bill. I have decided to tell Citimortgage that I am going to drop my homeowner’s insurance…including the Texas Windstorm policy that I had to take out because the government has made it unprofitable for private insurers to offer it…because government now acting as the insurer of my property renders that portion of my contract with Citimortgage null-and-void. I have yet to do my taxes for 2007 (due on April 15th), but expect that I’ll have to write a check for about $1500…the same amount as the combined homeowner/windstorm policy. Why should I pay twice for the same thing? I’m sure that they will not see things as I do…any good lawyers out there want to help make a point?